I see lots of comments here in the Forum to the effect that Covid-19 could have been predicted and we could have been better prepared for it, but nearly all such commentary is, in my view, irrational and a waste of time.
In reality, black swans are always a surprise. About the only thing you can say about them as a generalized rule is that they are certain to happen from time to time, that major impacts will result, and that the only way to prepare for them is to be prepared for everything and anything (that is, to become habitually resilient and adaptive).
When you are in the midst of a black swan event, the challenge is change your focus to see what isn’t working now so that you can fix it immediately. The alternative is to indulge in hindsight, which isn’t very useful in facing present realities.
If you want to pull your weight in the current crisis, try to see it for what it is, not what you imagine it to be.